Voice phishing simulations in Croatia
Croatia is the hardest country in this portal to run a pretext in, and neither reason is a data protection one. The communications act prohibits any false self-presentation by a caller, with no purpose or marketing qualifier attached, and the labour code puts the processing of worker data on the co-decision rung, so the works council agrees in advance rather than being consulted. Read both before choosing how to deliver a voice phishing simulation here.
Phone numbers
Supplied by Callstrike
Local numbers in Croatia, after a one-time approval.
Running a simulation
Permitted, but the pretext is the hard part
The constraint is on falsely presenting yourself as the caller, not on testing your own staff.
Consent
Not the ground, and not the gate
The works council's prior agreement is the gate. Employee agreement is neither.
Getting a phone number in Croatia
One approval per country, completed in the console.
Provisioned by Callstrike after approval
Numbers here are not released from open inventory. Your workspace is cleared for this country once, and Callstrike then provisions a dedicated number against it for your simulations. Approval is a one-time, per-country step and usually takes 3 to 5 business days. We only ask for what the regulator requires.
Callstrike clears Croatia against your workspace and provisions the number, and the Croatian filing is unusually tidy because one document carries most of it. An excerpt from the court register evidences the company name, the company registration number and the business address, and the authorised representative named on it identifies themselves with a national identity card, a passport or a residence permit. The address has to sit inside the locality or region the number's own prefix covers, and a post office box is not accepted where a local address is required.
Croatia states the number rule positively rather than as a prohibition, which makes it easy to apply: the calling number must be visible, complete, correct and transmitted in its original form, and must not be altered or truncated. Correct and unaltered are not compatible with substituting a number you do not hold, and the right the act does give a caller is the right to withhold the number rather than to replace it. Then the border rule, in force since January 2024: operators managing international interfaces must block calls arriving from abroad bearing national geographic numbers save in exceptional and justified cases, and accept national mobile numbers only after verifying the user is roaming. We originate Croatian traffic inside Croatia for that reason.
- 01Complete the regulatory clearance formYour administrator, in the Callstrike console. The form asks only for what the regulator requires.
- 02Approval is granted against your workspaceTypically three to five business days, and once only for as long as you operate here.
- 03A dedicated number in Croatia is assigned to youCallstrike
- 04Build and launch the campaignYour team
| What you provide | Accepted evidence, any one of |
|---|---|
| Name of authorized representative | National ID, Passport, Residence permit |
| Business name | Excerpt from the court register showing name of authorized representative |
| Business addressMust be within locality or region covered by the phone number’s prefix; a PO Box is not acceptable where a local address is required. | Court register showing local address, Utility bill, Tax notice, Rent receipt, Title deed |
| Company registration number | Excerpt from court register showing company registration number |
These requirements are set by the carrier and can change. The form in the console is generated from their current rules, so treat it as authoritative and this table as a summary of what to have ready. Checked 2026-09-07.
Is it lawful to run a simulation in Croatia?
The position in short, before your counsel reads the detail below.
Yes for testing your own workforce, and the marketing rule is not what stands in the way: the requirement for prior agreement to automated calling systems used without human intervention is scoped inside its own operative paragraph to direct promotion and sale, and an internal exercise promotes and sells nothing. The Croatian problem is a different article entirely, and it is the sharpest single provision in this portal.
In public communications networks, any false self-presentation by the caller is prohibited. Read the construction rather than the summary: there is no purpose element, no marketing element, no agreement gateway and no exception, and the prohibition is freestanding inside an article otherwise about malicious and harassing calls. No other country in this portal prohibits the pretext as such; elsewhere the constraint is on the number presented, or on the purpose, or on misusing a named individual's identity. A simulation whose whole design is a caller claiming to be someone else is, on the face of the words, inside it. The penalty is a misdemeanour one running to sixty-six thousand three hundred and sixty euro for a legal person, with the responsible person inside it separately liable, and either the communications regulator or the data protection authority may order the infringement to stop.
So the Croatian decision is about delivery rather than about paperwork, and it is better made at the start than defended later. A telephone campaign built on a claimed identity is the design that runs into that article, and how comfortable you are with that is a question for your own counsel rather than for us. The European transparency duty pushes the same way rather than the other: since August 2026 a deployer of a system generating audio constituting a deep fake must disclose that the content is artificially generated, at the latest at the first exposure, and the carve-out is confined to uses authorised by law for criminal law purposes, which an employer's own authorisation is not. Croatia gives you two independent reasons to disclose rather than one, and a module-led delivery is the shape that answers both.
The employment side is a genuine gate and it is workable if you plan for it. The labour code has three separately headed rungs, information, consultation and co-decision, and the collection, processing, use and delivery of worker data sits on the top one: you may adopt the decision only with the works council's prior agreement. The mechanics soften it. Silence for eight days counts as agreement, a refusal has to be reasoned in writing, and you may ask a court or an arbitral tribunal within fifteen days to substitute the agreement, with the first-instance court obliged to decide within thirty. It is a veto with a defined route around it. A council is not automatic, arising at twenty workers and only where staff elect one; where none exists a trade union commissioner assumes its rights, and where there is neither, the requirement has no addressee at all.
What your company needs to do
6 items, in the order you will need them.
- Decide how you deliver before you design the pretextCroatia-specificCroatia prohibits any false self-presentation by a caller in public networks, with no purpose qualifier and no exception. That makes the delivery channel the first decision rather than the last one, and it is the one place in this portal where the module-led route is the answer to a domestic prohibition rather than a convenience.
- Get the works council's prior agreement, and start the eight days earlyCroatia-specificWorker data processing is a co-decision matter, not a consultation one. Put the request in writing with the purpose, the categories, who sees the results and how long they are kept. Silence for eight days is agreement; a reasoned refusal can be taken to a court to substitute within fifteen days. Where there is no council, the trade union commissioner stands in its place.
- Name the data categories in your rules of work, in advanceCroatia-specificWhere collecting worker data is necessary, the code requires you to determine in advance, in the rules of work, which data you will collect, process, use or deliver to third parties and for what purpose. An employer of twenty or more has to adopt and publish those rules anyway, so the vehicle exists: the question is whether what a simulation generates is named in it.
- Appoint the supervisor the labour code requires above twenty workersCroatia-specificThis is not the data protection officer of the European Regulation. It is a separate labour-law post, defined by the workers' confidence in the holder, authorised alongside you to supervise whether worker data are handled lawfully, and failing to appoint one is a named offence. Its appointment sits on the same co-decision rung as the processing itself.
- Take the recording question to Croatian counselThe offence covers unauthorised sound recording of another's non-publicly spoken words, and the qualifier that lets a participant out is attached to the eavesdropping limb only. That is deliberately unresolved here, because settling it needs Croatian case law. Using or passing on such a recording is separately punished at the same level, so a lawful capture licenses nothing downstream.
- Do not let anyone tell you Croatian law requires thisCroatia is the only country in our coverage whose regulation names phishing simulation, and it grades that sub-measure voluntary at the basic, medium and advanced levels alike. What is binding at all three is the neighbouring sub-measure on regular cyber-hygiene training for every employee. Buy this because it works, not because a vendor quoted an annex at you.
The controls that do the work
How Callstrike is configured, and which provision in Croatia each choice answers.
Auto-hangup before disclosure
The bot ends the call at the moment an employee starts to give up a credential or a piece of personal data, so the thing the pretext asked for is never spoken into the system and never stored.
Croatia has a second offence sitting beside the recording one, reaching whoever collects, processes or uses personal data contrary to the conditions laid down by law, and the conditions in question are the labour code ones about naming categories in advance. The call ends the instant an employee begins to give up a credential, so the credential is never collected at all and never has to appear in the categories you named. It is also what makes the works council request a short document rather than a negotiation.
In-call debrief and follow-up
A second voice breaks character as soon as the call ends, explains what just happened and why it worked, and a follow-up email repeats it in writing while the moment is still sharp.
The council's agreement is a real gate, and what the conversation is actually about is what the exercise does to the people inside it. A second voice that breaks character the moment the call ends, with vishing training in writing the same day and an undertaking that results never reach anybody's disciplinary record, is a term you can offer inside the eight-day window rather than a promise about your intentions.
Consent Management
Two modes: collect consent now, over email, Slack or Teams with a full audit trail per employee; or record that your organisation already has this covered, by uploading the policy, handbook clause or agreement and confirming the scope it applies to. The document is hashed, the attestation is signed and timestamped, and an audit email is issued. Included on every plan.
The regulator has said twice, in 2022 and again in 2024, that dependence in the employment relationship means a worker cannot refuse without fear of detriment, and that providing for monitoring in the rules of work and then taking agreement for it would satisfy the legitimacy condition only formally. So this is not the ground and it is not the gate. What it produces is the dated evidence of notice, or a hashed copy of the rules of work and the council's agreement with a signed attestation of the scope they cover.
SCORM module
An interactive web presentation on voice-phishing risk, delivered through your own LMS, which then invites the learner to opt into a web call with the bot. A call the person starts themselves in a browser is not a telephone call, so telephony rules do not reach it.
In Croatia this is the answer to the domestic prohibition rather than a fallback from it, which is true nowhere else in this portal. Callstrike's vishing simulator can deliver the same deepfake voice through a web call the learner starts themselves after working through the module. The prohibition is written about a caller falsely presenting themselves in a public communications network, and a session a learner opens in their own browser has neither a caller presenting an identity nor a public communications network for it to happen in.
Consent Management is included on every plan. See AI voice phishing simulation and human-in-the-loop voice phishing for how each is delivered.